Why you would need it:
Commercial Insurance applies to almost any business and provides the necessary basic coverage including bodily injury, 3rd party property damage or legal expense among others:
Legal
Expenses
Whether justified or not, a lawsuit can be very costly. This policy may cover costs that can arise from litigation.
Property
Damage
Accidents that damage 3rd party property are always a possibility and can be costly.
Bodily
Injury
Whether you have clients who visit your premises or you work remotely, there is the possibility of someone being injured and this policy can protect you.
Cost of Commercial Insurance
Cost of a commercial general liability policy can vary from business to business depending on many factors like revenue, location and industry. A policy can start as low as $200 / year.
Having no previous experience in an industry is a factor that can make your insurance premium go up.
Just like with car or home insurance, previous claims can impact your business insurance cost.


Which businesses need commercial insurance?
According to canadabusiness.ca, all businesses, big and small are exposed to risk and should have some form of business insurance.
Popular small businesses that need insurance:
- Contractors
- Consultants
- Retail stores
- Architects and Engineers
Commercial Insurance for every business
Running a small business is a ton of hard work and also a source of pride.
Get the protection you need today!

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